Our Fort Myers injury lawyers often remind motorists about the importance of auto insurance, particularly the need to purchase policies with significant liability limits of $50,000 per person/$100,000 per accident at a minimum, and higher limits are recommended and typically available for a modest increase in premiums. Likewise, uninsured motorist/uninsured motorist coverage, which is optional in Florida, offers vital protection to you and your family in the event you are involved in a collision with one of the many uninsured or underinsured drivers on the road.
But we spend less time talking about your homeowner’s liability insurance, which is also a critical component when it comes to protecting the financial well-being of you and your family. The increasing challenges facing Florida homeowners when it comes to purchasing and maintaining homeowner’s insurance has been a frequent topic in the news lately. But those challenges are related to the storm damage portion of your policy as hurricanes become more common and power powerful along the coast each year.