Nearly 1 in every 4 drivers on Florida roads is driving without insurance, a number likely to increase with a souring economy. The trend is prompting Florida injury lawyers to encourage motorists to make sure their uninsured/underinsured motorist coverage is adequate in the event of a serious accident.
The attorneys and staff at Associates and Bruce L. Scheiner, Personal Injury Lawyers, encourage Florida drivers to make sure they have uninsured/underinsured motorist coverage. It can be purchased as stacked or unstacked.
Florida Personal Injury Lawyer Preston J. Scheiner, said motorists with more than one vehicle are encourage to purchase stacked coverage because it affords the potential for better benefits in the event of an accident with an uninsured driver.
Scheiner said motorists should purchase as much coverage as they can afford. “It is relatively inexpensive compared to the cost of being hit by an uninsured driver,” he said.
The recent report released by the Insurance Research Council ranked Florida as fifth-highest in the nation, with 23 percent of drivers without insurance, compared to a national average of 13 percent.
Florida joined New Mexico (29 percent), Mississippi (28 percent), Alabama (26 percent), and Oklahoma (24 percent) as the states with the highest number of uninsured motorists on the road.
While nationally the rate has decreased from 14.9 percent in 2003 to 13.8 percent in 2007, the Insurance Research Council reports the recent economic downturn is expected to trigger a sharp rise in the number of uninsured motorists on our roads.
“An increase in the number of uninsured motorists is an unfortunate consequence of the economic downturn and illustrates how virtually everyone is affected by recent economic developments,” said Elizabeth A. Sprinkel, senior vice president of the IRC.
If you or someone you love has been involved in an accident, there are certain things you can do to help protect your rights. The personal injury attorneys at Associates and Bruce L. Scheiner, Personal Injury Lawyers, offer free appointments to discuss your rights in the event of a serious Florida car accident or motorcycle accident, or if you have been the victim of a drunk driving accident or accident with a large commercial truck or other serious personal injury.
Associates and Bruce L. Scheiner, Personal Injury Lawyers, has offices located throughout Southwest Florida, including Fort Myers, Cape Coral, Naples, Port Charlotte, Arcadia, Sebring and Venice.